As I sit here typing, people are day dreaming about what the winnings could bring.  A new house, quitting that job they loath, and, of course, vacationing.  Mega Millions hit $363 Million.

So Friday there were no winners for the Mega Millions jackpot. Three people got all five numbers but missed the mega ball.  So today the jackpot has reached $363 Million!  That is tied for the fourth most ever.

Can you imagine winning that much money?  That is enough money to just do stupid things.  Many people are crossing their fingers and dreaming about what they'd do with the money.  While it would be nice, there are literally millions of people who buy tickets every week.

Being the nerd I am, I researched some numbers.  The odds of winning are 1 in 175,711,536.  While that seems insane, just remember you could be the ONE!

Another calculation I came across was the payout.  In the lottery you have two choices of payout:  Cash now or 26 annual payments.  Most people choose the cash now-it sounds great.  You get all the money now and won't have to mess with anything else.  But in reality, the cash now option is the worst one.

Here is a breakdown of your money. Say you win $12 Million.  With the cash now, you would get a lump sum of $7,042,000.  Still a lot of money, right?  Well if you get the payments option, you will get 26 payments of $461,538.  That may not seem like a lot, but in the end it totals to $11,999,988.

Now keep in mind you still have to pay your taxes, but with a payout you get most of the money.  With all these figures thrown at you, if you still want to buy your tickets tonight Good Luck!

Of course, I will be buying at least one ticket.  But I need help finding the lucky store.  If you are a lottery player and have a store that has been really lucky in the past, let me know.  Haha.  I want the lucky store so I can play my lucky numbers and win!

If I won $363 Million I would buy myself a collection of classic cars.  Like El Caminos, Camaros, Monte Carlos, Chevelles and on and on.  What would you buy?

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